Here’s a tongue twister for you: are you a registered nurse, only recently registered? If you’re like many graduate nurses and you’ve just finished school and quit working a day job in anticipation of finally getting to focus on your career, you might be doing a bit of financial catch up; after all, nursing school and the licensing examination weren’t free. The good news is, you can expect to earn 40K or more in your first year of full-time employment – that’s a good salary, and every penny of it worth managing wisely. When it comes to money matters, financial analysts at Wall Street Journal have got your back, bringing 4 fundamentals in money management to the attention of graduate nurses, and RNs like you, new to a profitable career path. #1: Assess your biggest liabilities. Look at your student loan or mortgage, and talk to the lender about refinancing at a better rate. Institutions like Sallie Mae are accustomed to negotiating smart option catch up plans, and may suggest low interest only payments until you’re back on your feet. As for mortgages, lenders know they have to stay competitive, [+]